Gianfranco Polito Mortgage Broker

LOAN OPTIONS

Conventional

These are loans which conform to the limits set by Fannie Mae and Freddie Mac.

Jumbo

If you are purchasing a product which falls beyond the scope of a conventional loan, you may need to apply for a jumbo loan.

Foreign Nationals

Non-US citizens looking to purchase property in Florida can apply for a foreign national loan.

No Income Loan

Need to apply for a loan without a W-2 or self employed taxes? A stated income loan provides you with a flexible alternative.

Condotel

We have specialized loan products just for those who are looking for condotel financing in Florida.

Hard Money Loan

Hard money loans are ideal for customers who do not qualify for prime financing or who are seeking a faster, more streamlined loan product.

Reverse Mortgage

With a reverse mortgage, you can extract equity from your home to pay for your expenses. This is a great way to make your finances more flexible.

FHA

These loans are backed by the Federal Housing Administration. They include very low down payment requirements in conjunction with friendly terms.

VA

If you are a military service member, retiree, or eligible spouse, you can qualify for a VA home loan with zero down payment.

Fix and Flip

Looking for a mortgage to make a short-term purchase so you can fix and flip real estate? These loans are for you.
COMMERCIAL MORTGAGES

Loans for Developers & Investors

We offer both portfolio real estate financing as well as secondary market mortgage financing to investors and developers in the Miami area.

Construction Loans

Looking for a loan to build new real estate? We are South Florida’s preferred lender for construction projects. We close fast and we bring you the best rates around.

Retail and Office Loans

If you are looking to purchase retail or office space, we can provide your business with a competitive loan fast.

Multi-Family Loans

If you are looking to purchase a multi-family property, our multi-family loans can help you build up your real estate investment portfolio while keeping your mortgage rates

Vacant Land Loans

With this type of loan, you can purchase a vacant lot for new construction projects.

International Loans

If you are looking to invest in overseas properties, we can connect you with international loans.

Energy Financing

We provide energy financing for oil and gas, pipelines and storage, renewable energy projects, power generation and more.

Aviation Financing

Need aircraft financing? We can connect you with loans for planes, aircraft engines, spare parts, helicopters and more.